Simply don't have a card or don't want to pair it with their account. You can only download games without a credit card on the Xbox 360 console which undermines the whole concept of backward compatibility. Please if you can escalate this complaint to Xbox Support in order to remove this requirement from the system, it would be great. This credit card requirement for 360 titles is both on xbox.com and Xbox One. Free xbox 360. A lot of people can't get their compatible free games because of this.

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